5 Best Crypto Exchanges That Accept PayPal 2024


In the world of crypto, there are a few things that investors hold as a top priority: privacy, security, and control, which is why offering multiple payment methods on exchanges is so valuable.

PayPal is globally recognized as an easy and secure payment option for online purchases, and Investors who prefer PayPal for buying crypto usually use it for anonymity purposes, going hand-in-hand with exchanges that don’t require KYC verification.

Our top 5 crypto exchanges that accept PayPal as a payment method for buying crypto:

exchanges paypal

  • CoinBase: Best for international users.
  • Changelly: Best for advanced traders.
  • eToro: For those looking for a social connection.
  • Kraken: For the serious trader.
  • Paxful: Best P2P trading platform for pure anonymity.

BONUS: Find out which cold hardware wallet you can buy using PayPal to store all your coins long-term.

Why Is PayPal an Important Payment Method?

PayPal stands out for several reasons. The number 1 reason is that it aligns with the fundamental values of non-custodial investing, privacy, and security. And really, this is what crypto is all about, right?

By using PayPal, you can keep control over your funds without the need to trust another third-party affiliate from the exchange, maintaining the core idea of non-custodial ownership which is top in the crypto world.

Privacy With PayPal?

PayPal also offers enhanced privacy features which, when paired with no-KYC crypto exchanges, add to your anonymity for buying crypto. This is crucial if you want to keep your financial activities under cover. PayPal blends the convenience of traditional finance with the privacy and security needed for crypto investors.

paypal to buy crypto

⚠️ warning: we want to be clear that PayPal itself adheres to compliance regulations. But, by using it on an exchange, especially one that is no-KYC, you are eliminating an additional third-party institution that the platform utilizes.

Our Top Picks for Best Crypto Exchanges that Accept Paypal

Here’s a rundown of the 5 best crypto exchanges that accept PayPal, each one with unique features and benefits:


coibase paypal exchange

A leading platform in the crypto space, Coinbase is internationally known for its user-friendly interface.

🧬 Features: Offers a simple way to buy, sell, and store cryptocurrencies. It currently supports 248 cryptocurrencies, 3 fiat currencies, and 591 markets (cryptocurrency trading pairs).
💸 Fees: The limit to purchase crypto through PayPal is up to $25,000 a day, and Coinbase charges 3.99% fees. Depositing USD from PayPal into Coinbase has a 2.5% fee.
🔐 Security: For an online exchange, it has a high degree of security such as two-factor authentication.
✅ Pro: Intuitive platform ideal for beginners.
❌ Con: Higher fees compared to some other exchanges.

Changelly Exchange

changelly paypal exchange

Known for being an “instant” crypto exchange with a wide range of currencies, the Changelly Exchange is ideal for the advanced investor looking for an ecosystem of options.

🧬 Features: Convert PayPal USD into 500 different cryptocurrencies.
💸 Fees: Competitive fees, but rates can vary with market fluctuations.
🔐 Security: Has the usual online security features, such as authentication and passcodes, but has had some phishing scams associated with it in the past.
✅ Pro: Great if no-KYC is important to you as it has minimal background checks for smaller exchange amounts.
❌ Con: Exchange rates can be high during periods of volatility.


etoro paypal exchange
Known as a social trading network, it is an exchange that has been in business for more than 10 years now. You can buy and trade crypto with PayPal and other investments (stocks, ETFs, Index funds, etc…) on its platform. It also has a unique feature that enables you to see and mimic the moves of other popular traders.

🧬 Features: Provides trading of cryptocurrencies alongside stocks and commodities. It is one of few Forex brokers that permits PayPal as a payment method.
💸 Fees: eToro USA doesn’t charge any fees for depositing or withdrawing using PayPal.
🔐 Security: Implements strict verification processes and is under FCA, CySEC, and ASIC regulations; this means that you are “protected” as an investor through their platform.
✅ Pro: Its social trading tool is great, especially for beginner investors and traders trying to learn about crypto.
❌ Con: Fees within the platform are higher compared to some other exchanges, including a 1% crypto trading fee. And, is not an ideal platform if looking to buy crypto anonymously.


kraken paypal exchange
One of the oldest and most reputable crypto exchanges out there, famous for its spot trading features of cryptocurrencies.

🧬 Features: Has a full suite of trading options, but certain features are only available to those who have PRO accounts.
💸 Fees: For using PayPal, fees will vary depending on where you live. There is a 1,000 EUR daily rolling limit on PayPal deposits and a minimum deposit of 1 EUR. This doesn’t apply to US users, although Kraken is not permitted in New York or Washington state!
🔐 Security: Considered a safe online platform, however, some users have reported hackings and losses of funds with no support from Kraken.
✅ Pro: Funds are available immediately for trading when you purchase with PayPal.
❌ Con: PayPal deposited funds of USD, EUR & GBP will have a 72-hour hold.


paxful paypal exchange
A peer-to-peer platform that puts user freedom first in payment methods. It was designed to let you trade BTC, ETHER, and USDT freely with anyone in the world, including buying and selling your crypto using PayPal.

🧬 Features: Offers a platform for users to buy and sell crypto directly with each other, giving users a truly non-custodial exchange experience.
💸 Fees: Paxful takes 1% of every trade made on its platform, regardless if you are using PayPal or any other method. Depositing fees can range from 2% to 0.1%.
🔐 Security: They provide an escrow service during transactions to enhance safety.
✅ Pro: Is available in 21 countries and offers multilingual platforms and services.
❌ Con: There have been many reports of scams and frauds using the Paxful system, especially phishing scams which is why it’s so important to know how to store your Bitcoin properly.

The Round-Up on PayPal

Using PayPal to buy crypto can have its advantages if you are interested in non-custodial exchanges for several key factors:

1. Enhanced Control Over Funds
2. Reduced Need for Personal Information
3. Speed
4. Convenience
5. Reliability

This is easing your ability to invest and trade crypto with peace of mind since it’s obvious that crypto isn’t going anywhere. In fact, financial institutions, including PayPal, are buying into it.

PayPal’s own Bitcoin holdings have more than doubled between 2022 and 2023 and they have even released their own stablecoin, PYUSD.

But, Do I keep My Crypto in the Exchange?

What you must take care of once you purchase your Bitcoin, Ether, or other cryptos using PayPal, is safeguarding them in one of the best non-custodial wallets, like Material.

material shadow

Material is the perfect pairing for anyone who values security and anonymity when it comes to their crypto. You can even use cash to buy your Material Standard cold wallet. Thanks to this, anonymity is much greater.

As you explore PayPal-accepted exchanges, remember to always put your trading style and needs first: whether you prioritize low fees, user-friendliness, or convenience, we hope that there’s an exchange here that meets your needs.

PayPal and Crypto FAQs

Which exchange can I buy crypto with PayPal?

You can buy crypto with PayPal on exchanges like Coinbase, eToro, and Paxful to name a few.

What cryptocurrency is accepted by PayPal?

PayPal directly supports several different cryptocurrencies including Bitcoin, Ethereum, Litecoin, and Bitcoin Cash.

Can I pay for crypto with PayPal?

Yes, you can use PayPal to pay for cryptocurrencies on various exchanges.

Does Binance accept PayPal?

No, Binance doesn’t accept PayPal as a payment method for deposits or purchases.

What is the quickest way to buy Bitcoin?

The quickest way is to use a digital wallet like PayPal on platforms that offer instant purchase options.

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    Maral Hotoyan

    Maral Hotoyan

    As a content writer with a background in Journalism and Media Studies, Maral has got a knack for making even the trickiest topics easy to understand. These days, she's all about exploring the exciting world of investing and cryptocurrencies. Whether it's the latest crypto trend or a deep dive into investment strategies, she loves turning complicated concepts into stories everyone can enjoy.

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